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Decide What You Stand For   The CEO of a tech company apologized last summer after an AI coding agent deleted a customer’s live, operational database that supported the company’s applications and services, and then lied about it and tried to cover its tracks. The bot eventually admitted to its lies, according to Cybernews.    Banks that have survived crisis after crisis have risk management built into their DNA. This is perhaps why banks have been careful about using generati

John Engen, Contributing Editor, BankDirector magazine *This article appeared in the first quarter 2026 issue of Bank Director magazine . Don Morgan grew up on a ranch in Wyoming and, for a time, was a professional on the rodeo circuit. Based in Bismarck, the CEO of Bank of North Dakota is about 1,600 miles from technology hotbeds New York and San Francisco.  It’s hardly the profile of a guy you’d expect to be on the frontlines of a cryptocurrency revolution. Yet there Morgan

Jackie Stewart Executive Editor Greg Hodges got his start in banking through an unusual career path. Years ago, he visited a bank while selling copiers, and he ended up with a job offer to work in the institution’s leasing division.  “I had to learn banking on the fly,” says Hodges, who is now chief banking officer at Merchants & Marine Bancorp in Pascagoula, Mississippi. But it also taught him the value of looking for talented employees throughout the bank and even outside o

from: The Slant: A Different Take on Banking by BankDirector   The true cost of fraud to institutions may be more than financial and reputational. It could hinder decision-making, costing banks opportunities to grow and expand their offerings.   Banks are struggling to keep up as fraud grows more pervasive and sophisticated. Alloy’s 2026 State of Fraud report, which was released this week and surveyed more than 500 decision-makers at banks, credit unions and fintechs, found s

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